dminmem

dminmem

19 October 2007

Damn.

There is so much going on right now, between work and home, that I can't even think about anything worth blogging about. I will say that Doris seems back to normal (after two and a half days of looking very unstable) with a dose of Previcox. Thank God for that. More on that later.

So much is happening, most of which I have no control over, that I feel like I'm losing my mind. So, while jotting around on some blogs, I found this on GB's "fablogulous" links to "Debonair Debacles".

While I found her answers amusing, I thought I'd have to answer myself, and paint a picture of how thankful I am it's Friday.

10 Expenses

This was originally posted on msn.com and is a story by bankrate.com.

It's easy to fritter away money on little daily expenses. If you fall into these money traps, learn to avoid them and pocket the savings.

Coffee: According to the National Coffee Association, the average price for a cup of brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one coffee every weekday morning costs almost $360 per year.
I get Starbucks rarely (unless you count the beans I buy on sale from the grocery). A trip to the local Starbucks outlet is VERY rare for me.

Cigarettes: The Campaign for Tobacco-Free Kids reports that the average price for a pack of cigarettes in the United States is $4.54. Pack-a-day smokers fork out $1,650 a year. Weekend smoker? Buying a pack once a week adds up, too: $236.
Can we not talk about this right now?

Alcohol: Drink prices vary based on the location. But assuming an average of $5 per beer including tip, buying two beers per day adds up to $3,650 per year. Figure twice that for two mixed drinks a day at the local bar. That's not chump change.
I drink at home.

Bottled water from convenience stores: A 20-ounce bottle of Aquafina bottled water costs about $1. One bottle of water per day costs $365 per year. It costs the environment plenty, too.
I do buy bottled water when I'm going to work out. Otherwise, the tap's fine (with a buttload of ice).

Manicures: The Day Spa Magazine Price Survey of 2004 found that the average cost of a manicure is $20.53. A weekly manicure sets you back about $1,068 per year.
Um, you haven't seen my cuticles. It's not horrible since I've been moisturizing every day, but my sister Lisa has lectured me enough. Leave me alone.


Car washes: The average cost for a basic auto detailing package is $58, according to Costhelper.com. The tab for getting your car detailed every two months: $348 per year.
Wow. Used to do this, lots. Now, not so much. I drove around MEM with bugs from the one-way four hour drive to Huntsville on my front bumper for two weeks. If I hadn't taken the Passat in for $817 worth of service this week, I'd still have all manner of exoskeletons exploded on the chrome smile that should be. And, for the record, I didn't have it detailed, but I paid roughly $12 to $15 every week to run it through Mr. Pride. Damn.

Weekday lunches out: $9 will generally cover a decent lunch most workdays. If you buy, rather than pack, a lunch five days a week for one year, you shell out about $2,340 a year.
Where the hell is MSN eating for $9 for a decent lunch?

Vending-machines snacks: The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.
I put a refrigerator in my office over a year ago for two reasons: A) see the last entry; B) I don't have to put my good food into a giant incubator for science projects. Apparently, lots of people I work with are fascinated with the rate at which mold grows.

Interest charges on credit card bills: According to a survey released at the end of May, the median amount of credit card debt carried by Americans is $6,600. The average interest rate on a standard card is about 13%. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest. Ouch!
Thankfully, I negotiated a 1.9% interest rate with my only credit card company when I transferred my last balance. This is for the duration of the transferred balance, which ordinarily might make me lax in paying it off, but, not so much.

Unused gym memberships: Costhelper.com reports that the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.
I might only be using it once a week for the last two, but, knowing that it's there helps make me go. So be it.

Make no mistake. I know that there is still room for improvement. But, as the book's title said many years ago, "I'm dancing as fast as I can."

1 comment:

ZenDenizen said...

Thank you so much for visiting my blog, glad you found it amusing!